Question 1

What currency do Sri Lankan cheques use?

Accepted Answer

Sri Lankan cheques use LKR, the Sri Lankan rupee. Amounts are written in rupees and cents on the legal line, with the rupee figure in words followed by the cents as a two-digit fraction. For example, LKR 5,000.50 becomes rupees five thousand and cents fifty only.

Question 2

How do I write the amount in words in Sri Lanka?

Accepted Answer

Write the rupee amount in words, then add the cents as a fraction with the word only at the end. For LKR 12,340.80 the legal line reads Rupees twelve thousand three hundred forty and cents eighty only. Always include rupees before the amount and close with only to prevent tampering.

Question 3

Does the written amount override figures?

Accepted Answer

Yes, in most cases the legal line controls when the words and numbers conflict. Sri Lankan banks such as Bank of Ceylon, Commercial Bank, and Sampath Bank verify the written amount first, so a mismatch usually causes a delay or return. Always make sure the words and figures match exactly before signing.

Question 4

Is the tool free?

Accepted Answer

Yes, the tool is completely free with no sign-up required. You can run unlimited conversions for personal or business cheques, copy the legal-line wording directly onto your cheque, and avoid spelling errors that lead to bank rejects. There are no hidden fees or account limits.

Question 5

Cents format?

Accepted Answer

Write cents as and cents XX only after the rupee amount in words, where XX is a two-digit number from 01 to 99. For LKR 1,250.05 the legal line reads rupees one thousand two hundred fifty and cents five only. If there are no cents, close the amount with only after the rupee words.

Question 6

Business cheques?

Accepted Answer

Yes, the same legal-line rules apply to company cheques. Write the rupee amount in words, add the cents as a fraction, and close with the word only to prevent tampering. Company cheques may also carry the entity name and an authorised signature stamp, but the amount wording follows the standard Sri Lankan format.

Question 7

Crossed cheques?

Accepted Answer

A crossed cheque carries two parallel lines on the top-left corner and is marked account-payee only, meaning it must be deposited into the named payee's account and cannot be cashed over the counter. See our crossed cheque guide for the full Sri Lankan crossing rules and when your bank requires them.

Question 8

Post-dated cheques?

Accepted Answer

Yes, post-dated cheques are allowed in Sri Lanka for future-dated payments such as rent, instalments, or loan repayments. The cheque becomes valid only on the date written, and presenting it early may be refused. See the post-dated cheque tool for rules, common uses, and how to handle disputes.

Question 9

Spelling check?

Accepted Answer

Use the cheque amount spelling tool to verify the English words before you sign. The tool spells out rupees and cents in the exact format Sri Lankan banks expect, so you can check for typos, missing currency words, or incorrect cents fractions and copy the verified wording onto the legal line.

Question 10

Other countries?

Accepted Answer

Yes, we cover cheque writing for many countries. Use the cheque writing format country picker to find guides for India, the Philippines, Singapore, Malaysia, and more. Each tool follows the local currency, bank standards, and legal-line wording rules for that jurisdiction.

Sri Lanka Cheque Writing — Amount in Words

How to Write a Cheque in Sri Lanka

How to fill in a Sri Lankan cheque

Date and payee

Numeric amount

Amount in words

Sign

Common Sri Lankan cheque errors

Why use the Sri Lankan cheque tool

Local format

Fewer rejects

Free

Works with guides

Sri Lankan cheque FAQ

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